"Universal" is a term that can refer to various types of jewelry from different brands and makers. Without additional context, it's difficult to provide a specific answer. However, "Universal Geneve" is a Swiss luxury watch and jewelry brand that has been in business since 1894. They produce a range of high-end timepieces and fine jewelry, often using precious metals like gold and platinum, as well as diamonds and other gemstones. They are known for their quality and craftsmanship, and their jewelry is highly sought after by collectors and enthusiasts. If you have a specific question or inquiry regarding Universal jewelry, please let me know and I'll do my best to assist you.